Last Thursday, the IRS released 2026 contribution limits for health savings accounts (HSAs).  The new HSA contribution limit will be $4,400 for self-only and $8,750 for Family up from $4,300 and $8,550 respectively.  To offer an HSA, employers must have a high-deductible health plan (HDHP). 

In addition, the IRS released HDHP maximum annual out-of-pocket limits which will be $8,500 for self-only and $17,000 for family coverage.  HDHP minimum annual deductibles increase to $1,700 for self-only and $3,400 for family.