The IRS recently announced the annual limits for Health Savings Accounts and High-Deductible Health Plans (HDHP) for 2025 which are listed below.
Health Savings Accounts
- 2024 Employee Only: $4,150
- 2025 Employee Only: $4,300
- 2024 Family: $8,300
- 2025 Family: $8,550
High-Deductible Health Plans Minimum Deductible Amounts
- 2024 Employee Only: $1,600
- 2025 Employee Only: $1,650
- 2024 Family: $3,200
- 2025 Family: $3,300
High-Deductible Health Plans Annual Out-of-Pocket Expense Maximums
- 2024 Employee Only: $8,050
- 2025 Employee Only: $8,300
- 2024 Family: $16,100
- 2025 Family: $16,600