HSA Changes under the Big Beautiful Bill Act

07/15/2025 2:18 PM | Maggie Garry (Administrator)

Americans will have three different opportunities to be eligible for Health Saving Accounts under President Trump's new bill.

1. Insurance plans on the Markplace have different categories such as gold, silver, bronze or catastrophic.  Enrollees on a bronze or catastrophic plan will now be eligible for HSAs.  They were previously eligible on a case-by-case basis. 

2.  Under current law, those who participate in a direct primary care service arrangement are not eligible for HSAs.  The new law allows those who are under a HDHP to participate in a direct primary service arrangement to participate in an HSA.

3. HDHP will not be able to cover telehealth expenses prior to the deductible without disqualifying someone from opening an HSA.

Sioux Empire SHRM is a 501(c)6 non-profit organization. | PO Box 1302 | Sioux Falls, SD 57101 | Chapter #217

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