2026 ACA Affordability Threshold Increased

08/22/2025 10:30 AM | Maggie Garry (Administrator)

The IRS announced that the affordability threshold under the Affordable Care Act (ACA) for employer sponsored health plans will increase from 9.02% in 2025 to 9.96% of an employee's household income for 2026.  Under the ACA, an employer's insurance is considered "affordable" if the employee's contribution does not exceed the current year's percentage of household income.    

Sioux Empire SHRM is a 501(c)6 non-profit organization. | PO Box 1302 | Sioux Falls, SD 57101 | Chapter #217

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